Small business loan options at a glance
Business Line of Credit
Get revolving credit for purchasing flexibility.
Key Features:
Credit lines up to $500,000
Five-year revolving period
Five-year repayment term
Payments:
Revolving credit, allowing you to reuse and repay the line of credit as often as you’d like
Fees:
$200 or 0.25% of your approved line of credit
(whichever is greater)
Waived if 12-month average line utilization is at least 40%
Small Business Loans
Use lump-sum funding for investments in your small business.
Key Features:
Loans up to $500,000
Monthly Installment payments
Typically terms up to five years
Payments:
Pay back what you’ve borrowed, along with any accrued interest on the loan
Fees:
$0 origination fee
Prepayment fees apply for loans greater than $250,000
Real Estate Financing
Purchase, renovate or refinance commercial properties.
Key Features:
Term loan secured by a lien on commercial property
Terms up to 25 years
Payments:
Pay back what you’ve borrowed, along with any accrued interest on the loan
Fully pay the loan back in multiple equal payments, or with a balloon payment at the end of the term
Fees:
$0 origination fee
Prepayment fees apply for loans greater than $250,000
Alto Card: The best credit card for your business needs
Business Elto
Business Card
This card features:
Earn $750 bonus cash back
Unlimited 1.5% cash back
Employee cards at no additional cost
$0 Annual Fee