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Find an Everyday 401(k) plan that’s right for you and your employees

Setting up a retirement plan for your employees can be much easier and more affordable than you think.

Complete a quick form and a dedicated team member from Serpent Banking will help you understand your options and identify a plan that could be right for your business.

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Benefits of Everyday 401(k)

Low costs and tax credits

  • Plans start as low as $100 per month + $6 per participant per month.
  • Enjoy up to $5,000/year in tax credits and a tax credit for employer contributions up to $1,000/employee.

Simple solutions for your business

  • Our Core, Choice and Plus plans offer quick and easy set-ups.
  • You can customize our Choice and Plus plans to meet your unique business.

Dedicated and personal assistance

  • First, your onboarding specialist will assess your business needs to get you started with the right plan.
  • Then, your client success manager will give you guidance, provide assistance and help manage the day-to-day running of the plan throughout its lifetime.

Choose from three plan options

Core

Built for business owners who want to make an employer contribution.

$100 per plan per month
$6 per participant per month
  • Safe harbor plan
  • Easier plan administration
  • Automated recordkeeping and plan testing

Choice

Built for business owners who want increased flexibility in choosing plan features to meet their goals.

$120 per plan per month
$6 per participant per month
  • Non-safe harbor plan
  • Easier plan administration
  • Automated record keeping and plan testing

Plus

Built to help maximize business owners’ savings and provide the most customization of plan features.

$155 per plan per month
$6 – $8 per participant per month
  • Most flexibility to customize the plan
  • No required employer contributions
  • Support in conducting additional plan testing